Older Youth Non-Owner Auto Insurance Policy ← Knowledge Base What is a Named Non-Owner Policy? What is the difference between this policy and other named non-owner insurance policies? How do I apply for the special Named Non-Owner insurance policy through AIPSO? How do I find an insurance agent? What does the policy cover? Can more than one youth in the same household get this insurance for the same vehicle? How does the cost for youth in state custody cost compare to other named non- owner policies that AIPSO offers? Are there other discounts available? Is the policy coverage period 6 months or 12 months? Can I make installment payments? What if I do not pay the premium? How long do I have the Named Non-Owner insurance after I leave care? What do I need to do if I move to another placement within Missouri? What do I have to do if I move to another placement outside of Missouri? Do I need to provide verification that I am in foster care with an application? Who determines if I can get this insurance? How will I know if I’m accepted for coverage? Can I drive other youth in foster care? Are there guidelines in terms of character? Do I have to have a driver’s license to obtain the insurance? What will happen if I get a ticket or is involved in an accident while drinking? Will this increase the policy cost and by how much?