Older Youth Owner Auto Insurance Policy ← Knowledge Base What is the new legislation all about? How does this affect me as a 16 or 17 year old driver? I’ve never purchased an auto policy before. What do I have to do? What will I need when I’m ready to buy a policy? What if my agent has difficulty finding an insurance company who will insure me? What is the Missouri Automobile Insurance Plan? What if I don’t own a vehicle? What is a Named Non-Owner Policy? How does a youth apply for the special Named Non-Owner insurance policy through the Plan?